Category Archives: Mortgage Rates

There is a real crisis looming in the housing sector, which affects thirty million homeowners in the United States. More and more people are losing their jobs, or having their salaries reduced. More a… Continue reading →

Your mortgage broker is your primary point of contact when purchasing a home. They represent you in the home loan application process and should work for you to secure the best home loan available. Ha… Continue reading →

Words about loan modifications being a great solution to avoid foreclosure have spread like wildfire when global economy hit rock-bottom. Instead of having their houses on the market, or going to jail… Continue reading →

In today’s economy, it’s difficult to get mortgages let alone getting 100% financing loans. Rural Development Mortgages are available for people who qualify under certain criteria. Not a lot of real e… Continue reading →

Applying for a mortgage loan is a complicated bit of business, but most consumers feel they are up to the task. Wanting to save money wherever possible, they seek to go it alone for much of the proces… Continue reading →

Step one – of the home repossession process. If you miss two or more mortgage payments, your mortgage lender is legally entitled to kick off the repossession process. But before they call on th… Continue reading →

If you own a home in a declining market such as South Florida, then you may have a rude awakening when you find out how much your house is worth in today’s market, especially if you need to sell or re… Continue reading →

Q1 : What happens when banks go bankrupt?

A1 : Another bank takes over to become the financier of your existing home

loan. You pay your repayment as per normal.

Q2 : Is it safer with a Loca… Continue reading →

In today’s buyer’s market offering owner financing can open your home to a new area of prospective buyers, especially if you’re selling your home for sale by owner. However, there are 5 simple guidel… Continue reading →

Until very recently, most loan modification plans have overwhelmingly benefited banks with short term arrangements designed to recoup their losses, only postponing foreclosure and providing no real… Continue reading →

Do you know how to sell your house that has no equity with zero costs to you? If not, then it’s time for you to learn the little known secrets that Realtors hope you never learn. Also learn how to kee… Continue reading →

Low refinance rates are raising the volume of mortgage applications but, will a potential refinance boom be offset by home values? Estimates for the fallout of applications submitted to lenders range … Continue reading →

The soaring popularity of the online marketplace has changed the way mortgage lenders and aspiring homeowners do business. While in the past there was a lot of face to face contact or at least a lot o… Continue reading →

The mortgage crisis has many homeowners becoming very anxious to get rid of a unaffordable home loan due to a number of reasons. Some solutions for homeowners are to either refinance or get a loan mod… Continue reading →

    If you are behind on your mortgage payments or are struggling to stay current on your loan payments, you may have considered refinancing your loan.  However, if you have been… Continue reading →

Veterans are using their Department of Veterans Affairs (VA) home loan guaranty benefit, as VA’s loan program remains a strong option in today’s housing market.
VA is experiencing a significant incre… Continue reading →

If you have bad credit and are looking into a home mortgage refinance , you may be wondering if you will have problems finding a lender who will work with… Continue reading →

Knowing full well that one size does not fit all when it comes to home mortgages, the lending industry has devised a number of different loan products that enable the majority of loan applications …

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Buying a home is stimulating and overwhelming all together. There is no doubt that you will be faced with different decisions and from time to time, you will be at the risk to make an error. It is a… Continue reading →

Here’s a list of loan modification do’s and don’ts to help you avoid common pitfalls.

Do know your rights.

More than 80% of mortgage contracts violate one or more lending laws–and most of them… Continue reading →